AyA

SERVICING, SOLUTIONS & STRATEGIES  

(516) 499-7540

info@ayasss.com

Second Mortgage

 

If you have a second mortgage on a home that lost value during the market crash, consider negotiating a settlement. Even if you are current on the first mortgage, you can save money by eliminating the junior lien. If you are behind on your mortgage or facing foreclosure, When your home is worth less than you owe, the second mortgage is actually treated as an unsecured debt. No matter what type of case you facing we will reduce the pay off on your second mortgage loan.

Credit Repair

 

Credit repair is the process of fixing poor credit standing that may have deteriorated for a variety of different reasons. In some cases, credit repair may require legal as well as financial expertise. Depending on the extent of the problem. The payment history of the individual can be a significant factor on their credit standing. Taking steps to make sure payments are up to date or improve the payment schedule for outstanding credit can beneficially affect their credit score. Furthermore, the amount of credit used by the individual can also play a role. For instance, if an individual is actively using large portions of the credit available to them, even if they are maintaining minimum payments on time, the size of the debt they are carrying can negatively affect their credit rating. The issue is that their liquidity may be pressured by the overall debt against them. By taking measures to reduce their overall debt load, they may see improvements to their credit profile.

Debt Settlement


A debt settlement program is designed to help you settle debt with your creditors for less than you owe. When you enroll in a debt settlement program, you'll stop making monthly payments to your creditors and instead will put money into a savings account under your name managed by the company.  And we'll work with you to develop a budget and the financial habits that will let you pay your debt off faster and live debt-free in the future.


Mortgage Loan


Finding the right mortgage loan is arguably just as important as finding the right property. You’ll be paying off your mortgage for years, and the best terms can save you thousands of dollars over time. We will help you to get the best mortgage rates as well as to get the best house that fits your expectatives.


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Services

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